Disintegration Options

[Romulas]

Its really annoying to enter a difficult battle and win but lose a character permanently and all of their stuff.

Currently I can remember three ways that this occurs in baldurs gate 2 and throne of bhaal.

1) A beholders disintegrate ray
2) A beholders turn to stone ray (and statue is destroyed before you can change back)
3) Complete level drain. I could swear that this used to be why I lost guys when fighting the rune quest (shangelar and his cronies)

Now if I remember my dungeons and dragons correctly each item had a saving throw for disintegration and magic, but baldurs gate lumps it into one, meaning the characters saving throw. Also, relic type items (more of a power level than anything) were indestructable unless destroyed by divine intervention.

My question for sikret is it possible with improved anvil v4 to make the rules more like dungeons and dragons in reqards item destruction? Worst case scenerio is having a fighter wielding judgement day and getting disintegrated, one of the best swords known to man getting waxed by a beholder, or the holy avenger sword for that matter.

Thanks,

Romulas